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Deals
Find out what other deals
your existing lender offers.
It may well have a range of good value mortgage offers that it promotes mainly
to new customers or to those moving house. Most of these deals may actually be
available to its long term borrowers as well as long as customers make the first
move and come forward to ask about them. Tell your lender what you aim to
accomplish by remortgaging lower monthly payments, a shorter mortgage
term, an extra lump sum of cash and ask if it can help you achieve your goal.
Sticking to your existing lender can make a remortgage simpler and easier.
It may be happy to move your old mortgage onto a new rate with very little formality
or paperwork, for example. But dont assume that this is automatically the right
course of action there could well be far better deals available elsewhere.
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